Check out our competitive rates for mortgages, term deposits, accounts, and registered savings plans.
Foreign Exchange Rates | Buy Rate | Sell Rate |
---|---|---|
United States (USD) |
1.45150
|
1.38463
|
United Kingdom (Pound) |
1.85581
|
1.75528
|
Euro (EUR) |
1.53665
|
1.44240
|
US Pay-as-you-Go* | Rate |
---|---|
All balances |
0.05%
|
Simply Savings Accounts* | Rate |
---|---|
All Balances |
0.45%
|
Registered Simply Savings Accounts (TFSA, RRSP, RRIF)* | Rate |
---|---|
All Balances |
0.45%
|
Registered Education Savings Plans (RESP)* | Rate |
---|---|
Variable RESP |
0.45%
|
60 Month - Fixed RESP |
2.65%
|
*Rates are subject to change without notice. Rates shown are calculated on a per annum basis.
**The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all BC credit union deposits. Credit Union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.
NorthSave Mortgage Specials* | Rate |
---|---|
Northsave Mortgage 1 Year Closed |
5.89%
|
Northsave Mortgage 2 Year Closed |
5.44%
|
Northsave Mortgage 3 Year Closed |
4.14%
|
Northsave Mortgage 4 Year Closed |
4.14%
|
Northsave Mortgage 5 Year Closed |
4.09%
|
Variable Rate Mortgages* | Rate |
---|---|
3 Year Variable Open |
6.45%
|
5 Year Variable |
4.55%
|
Fixed Rate Mortgages* | Rate |
---|---|
1 Year Open |
6.05%
|
6 Month Closed |
5.95%
|
1 Year Closed |
5.89%
|
2 Year Closed |
5.44%
|
3 Year Closed |
5.28%
|
4 Year Closed |
5.28%
|
5 Year Closed |
5.27%
|
*Rates are subject to change without notice. Rates are based on risk. Rates may be higher depending on the application and type of property selected. Contact your branch for more details.
†The Annual Percentage Rate for a representative mortgage of $200,000 which has an appraisal fee of $450 and lawyer’s fees estimated at $1,400 with interest compounded semi-annually not in advance, with an interest rate of 4.79%, with a 60 month term which will be repaid in 300 months with payments of $1,139.42 per month. Cost of borrowing for this duration with no altered payments is $46,640.27.
Redeemable Term Deposit* | Rate |
---|---|
12 Month Cashable |
2.60%
|
Short Term Deposits* | Rate |
---|---|
30 – 149 Days (under $100,000) |
0.65%
|
150 - 364 Days (under $100,000) |
1.15%
|
30 - 149 Days (over $100,000) |
1.15%
|
150 - 364 Days (over $100,000) |
1.35%
|
Long Term Deposits* | Rate |
---|---|
12 - 17 Months |
3.15%
|
18 - 29 Months |
3.00%
|
30 - 41 Months |
3.00%
|
42 - 53 Months |
2.90%
|
54 - 60 Months |
2.90%
|
US Term Deposits* | Rate |
---|---|
30 - 364 Days |
0.45%
|
12 - 17 Months |
0.95%
|
18 - 29 Months |
1.35%
|
30 - 41 Months |
1.65%
|
42 - 53 Months |
1.83%
|
54 - 60 Months |
2.18%
|
*Rates are subject to change without notice. Rates shown are calculated on a per annum basis.
**The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all BC credit union deposits. Credit Union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.
© 2024 Northern Savings Credit Union. All rights reserved.
© 2024 Northern Savings Credit Union. All rights reserved.