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Student Accounts

If you are taking a minimum of 60% course load, you can take advantage of our student perks.

Choose the account that fits your life

Enhanced Student Chequing

Great if:

you're looking for student perks with no monthly fee, and unlimited e-Transfers.

Key Features

$0 per month2


Simply Savings

Great if:

if you need an everyday savings account to reach your goals.

Key Features
  • 2 debit* transactions
  • Unlimited deposits
  • Earn tiered interest

$0 per month

* A debit is a withdrawal from an account by any means including: in-branch, cheques, ATM, point-of-sale purchases (INTERAC®), bill payments, transfers, and pre-authorized debits. BC Credit Union ATMs and other Canadian ATMs on THE EXCHANGE® and ACCULINK® networks will not charge surcharge fees (other ATMs may charge fees).

¹ Upon approved credit. For students taking at least a 60% full-time course load at a post-secondary institution. 

² Monthly fee of $15 is waived for students taking at least a 60% full-time course load at a post-secondary institution. Transactions beyond the 50 included transactions will be charged as per the service fee schedule.


Not sure which account to choose?

Don’t hesitate to reach out. We’re just a call, email, or quick branch visit away when you need us.

Looking for student perks?

We’ve got you covered!

Discounted trades and no admin fees for young investors aged 18 – 30.

Pay for the things you need and build your credit.

Cover your expenses and pay interest only while you are in school.

Keep your accounts extra cyber safe

Our digital banking has powerful security in place, but there’s also steps you can take to keep your finances safe online.

Life gets busy and sometimes it can seem more efficient to let someone else take your debit card to the store or log in and make a transaction for you.

But, even if it’s a loved one or someone you trust completely, sharing this information puts your accounts at risk, as they may not be as cautious as you are with these credentials.
Public Wi-Fi doesn’t always have the security and encryption to protect your data. This means you can’t be sure who might see what you’re doing online.

As a result, it’s best to log into your digital banking from the security of your private home network. If you’re out and about, use your cellular data plan or a Virtual Private Network (VPN) instead of Wi-Fi.
It’s important to set a unique, hard to guess password for your digital banking. That way if a password for another website is exposed, your banking will still be secure.

Here are some tips for creating a strong password:
  • Use a mix of lowercase and uppercase letters, numbers, and symbols
  • Never use personal details, like birthdates and children’s names, or common words, like “password”
  • Use a string of words to create a complex phrase that’s at least 8 characters long



The digital landscape is constantly evolving, which is why providers release periodic security patches to address new changes, risks, and vulnerabilities.

So, to keep your systems secure, make sure you update your browsers, devices, and anti-virus software when these patches come out.

Add our enhanced security features

From alerts to 2-Step Verification, our enhanced security features help you manage, monitor, and add extra layers of protection to your digital banking.

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Bank from anywhere

Whether you want to do your banking on the go, off-island, or in-branch, we have the digital tech and friendly staff to make it easy.

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Pay the way you want

With many different ways to pay and transfer, you’ll be able to move your money with ease wherever you need it to go.

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Prepare for the unexpected with overdraft protection

A surprise expense, withdrawal, or miscalculation – our lines of credit help you avoid fees and declined transactions if your account can’t cover upcoming costs.


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