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Service Fees

Effective March 16, 2026

Non-sufficient funds (NSF) fee will be reduced from $48.00 to $10.00 on July 1, 2026. The revised service fee schedule will be effective July 1.

 
Account Closed (within 90 days)

$25.00

Accounts Closed (after 90 days)          

Cost

Accounts Closed to Dormant (18 months)   

$30.00

Dormant Accounts (monthly)

$2.50

Registered Product Transfer Out (per contract)

$100.00
Ordering Cheques

Cost

Printing Cheques In-Branch1 

$3.00/sheet
Bank Confirmation $25.00/min.
Bullion Bars, Coins, Large Cash Orders     Contact branch
Chargeback $7.00
Collection Item (incoming or outgoing) $25.00
Drafts Foreign/USD  Cost
Drafts - Stop Payment   $25.00
Office Cheques $10.00
Estate Registered Plans (not paid out in year after DOD) $200/year
Foreign Cash Order2 $20.00
Letters $20.00
NSF Item $48.00
Post-Dated Item Handling $5.00
Rejected item $5.00
Replacement Chip Card (one free per year) $5.00
Research/Trace $20min/$35hr
Stop Payments $12.50
Unauthorized Overdraft/Exceeding line of credit4 $5.00
Cover Delinquent Loan Payments     $8.00
Cover Overdrafts (Manual)     $7.00
Cover Overdrafts (System) $5.00
Out of Equity Shares $1.50
Phone/Fax/Email Request $5.00
Electronic Statements     Free
Paper Statement3    $3.00
Statement Reprinting $5.00
 
Cash Request (coin or notes)6   Contact branch
Change of Signor7 $50.00
Night Deposit Annual $40.00 + GST
0 - 99

$0.35/bag + GST

100 

$30.00 + GST

3+ bundles of 100

$25.00/bundle + GST
Set-Up     $250.00
Monthly8  $20.00/min.
Additional Originator IDs $75.00
Monthly Autofile $50.00
Hard Tokens $10.00/each
 
Incoming5 $15.00
Outgoing5 $40.00
Amendments to Outgoing Wires $30.00
Recall/Cancel Outgoing Wires $30.00
Receive Returning Outgoing Wire $30.00
Surcharge for Non-Members7 $15.00
 
1.5" x 5" $45.00
2.5" x 5" $55.00
3.25" x 5" $65.00
2.5" x 10" $90.00
5" x 5" $90.00
5" x 10" $150.00
7" x 10" $215.00
10" x 10" $255.00
Safety Deposit Box Drilling Cost + $25.00
Safety Deposit box Replacement Key $20.00
Members 60 years of age and older receive a $5.00 discount on any Safety Deposit Box.
*Plus taxes.
 
Bridge Financing $500.00
Construction Mortgage (per disbursement) $150.00
Discharge/Transfer to another Financial Institution $75.00
Document Printing/Letter Requests $25 min./$30 hour 
Late Charge Assessment Fee9 $48.00
Mortgage Title Search (per PID) $25.00
Payment Alteration $25.00
Security Registration $85.00


*Fee will charged for payments not fulled within 3 days.

1Personal/Business cheques must be printed by the sheet. Minimum of one sheet.
2Cost for shipping FX notes. USD excluded.
3Paper statement fee is waived for youth (18 years and younger) and classic members (60 years and older).
4Interest rate is 24.00% for exceeding lines of credit limit and accounts.
5Fees are charged in the same currency as the account being used for the wire.
6Contact your local branch for details.
7If changes are not complete within 10 business days, the $50 fee will be recharged.
8Based on number of files/transactions per month.
9Fee will be charged for payments not fulfilled within 3 days.

Account Service Fees

The fees listed below are charged when the monthly allowable transactions are exceeded or when the type of transaction is not included in the account.
Account Service Fees

*Annual fee and service charge for the night deposit bag are charged separately.
Transactions beyond the account package included transactions will be charged as per the service fee schedule

 
 

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