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Credit Cards

We've partnered with Collabria® to bring you credit cards that fit your lifestyle - from rewards and travel to building credit.

 

New Member Offer: Start earning from day one! When you open a new personal membership and activate a credit card, you’ll unlock bonus rewards and potential cash welcome offers.* It’s our way of saying “Welcome!” and making your first steps rewarding. Learn more >

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Flexible rewards

Use your points to enjoy all kinds of rewards, including travel, merchandise, gift cards and so much more.**

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Complete coverage

Benefit from robust insurance options, like mobile device,1 trip cancellation,2 and emergency health coverage.2
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24/7 security

Shop with confidence, knowing your card is secured by 24/7 fraud monitoring and the latest security features.1

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Mobile wallet

Pay faster for your purchases by turning your smartphone into your credit card with Apple Pay, Google Payor Samsung Pay®

 

Find the credit card that works for you

World® Mastercard

Reward yourself with exceptional service wherever you go.

Centra Gold Mastercard®

Collect premium rewards** without the high rates and fees.

Cash Back World Elite® Mastercard

Earn points you can redeem for cash back or rewards.3

Cash Back Mastercard®

Earn cash rewards for making your everyday purchases.3

US Dollar Mastercard®

Carry a credit card that’s as rewarding as your US travel.

Classic Mastercard®

Keep everything easy with a low interest rate4 and mobile device insurance.1

 
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Not sure which card to choose?

Try the credit card comparison tool. With a few simple questions, it’ll help you pinpoint exactly the right card for you.

 

Lost or stolen credit card?

Call cardholder services anytime, 24/7, for help securing your account.

Canada & US: 1.855.341.4643
International Collect: 1.647.252.9564

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*Terms and conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_northern-savings-credit-union/offers/memberbundle2026.aspx for more details.

**Terms and conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.

1 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.

2 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance for complete details. Insurance coverage is subject to change.

Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card do not qualify for Points. For more information visit collabriacreditcards.ca/rewards

4The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online www.collabriacreditcards.ca/cardholder-agreement

™Google and the Google Pay logo are trademarks of Google LLC.

® Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.

® Mastercard, World Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

Collabria trademark is Collabria Financial Services’ property.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

 

 

 

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