Credit Cards
From cash back to no fee, we have a range of credit cards designed to fit your life.
New Member Offer: Start earning from day one! When you open a new personal membership and activate a credit card, you’ll unlock bonus rewards and potential cash welcome offers.* It’s our way of saying “Welcome!” and making your first steps rewarding. Learn more >
Why choose a Northern Savings credit card?
Flexible rewards
Use your points to enjoy all kinds of rewards, including travel, merchandise, gift cards and so much more.
Complete coverage
Benefit from robust insurance benefits, like mobile device, trip cancellation and emergency health coverage.
24/7 security
Shop with confidence, knowing your card is secured by 24/7 fraud monitoring and the latest security features.
Mobile wallet
Pay faster for your purchases by turning your smartphone into your credit card with Apple, Google or Samsung Pay
Find the credit card that works for you
World Mastercard®
Reward yourself with exceptional service wherever you go.
Centra Gold Mastercard
Collect premium rewards without the high rates and fees.
Cash Back World Elite® Mastercard
Earn points you can redeem for cash back or rewards.
Cash Back Mastercard
Earn cash rewards for making your everyday purchases.
US Dollar Mastercard
Carry a credit card that’s as rewarding as your US travel.
Classic Mastercard
Keep everything easy with a low interest rate and mobile device insurance.
Not sure which card to choose?
Try our credit card comparison tool. With a few simple questions, it’ll help you pinpoint exactly the right card for you.
Amplify your finances
Transfer your high-interest balances to a Northern Savings Credit Card and enjoy 0% interest for 12 months.
Turn errands into earnings
Earn 10x bonus Flex Rewards points on every purchase for your first 90 days* when you apply for the Cash Back World Elite® Mastercard.
Lost or stolen credit card?
Call Cardholder Support anytime, 24/7, for help securing your account.
Canada & US: 1.855.341.4643
International Collect: 1.647.252.9564
