*Rates are subject to change without notice. Rates are based on risk. Rates may be higher depending on the application and type of property selected. Contact your branch for more details.

†The Annual Percentage Rate for a representative mortgage of $200,000 which has an appraisal fee of $450 and lawyer’s fees estimated at $1400 with interest compounded semi-annually not in advance, with an interest rate of 5.640%, with a 60 month term which will be repaid in 300 months with payments of $1,237.13 per month. Cost of borrowing for this duration with no altered payments is $54,822.59.