Home Insurance
Whether you live in an apartment, a condominium, or a home of any size, property insurance provides you with financial protection for the things you have worked hard to obtain, and peace of mind for you and your family. Contact Us >
Residential Insurance
We are true insurance brokers, which means we will shop for your home insurance amongst our various companies to find you the best rates.- Earthquake coverage with deductibles ranging from 5% to 20% of your policy limit
- Sewer back-up and water escape coverage
- Personal liability ranging from $1,000,000 to $2,000,000
- Loss of use coverage
- Scheduled articles (e.g., jewellery, bicycles, and photography equipment)
- Guaranteed replacement cost coverage on the dwelling building
- Replacement cost coverage on contents
- Comprehensive or “all risk” coverage
- Various deductibles ranging from $500 to $10,000
Tenant Insurance
Whether you are moving into your first apartment or renting a family home, Northern Savings Insurance Services has a policy for you.- Replacement cost coverage on contents
- Comprehensive or “all risk” coverage
- Various deductibles ranging from $500 to $10,000
- Earthquake coverage with deductibles ranging from 5% to 20% of your policy limit
- Sewer back-up and water escape coverage
- Personal liability ranging from $1,000,000 to $2,000,000
- Loss of use coverage
- Scheduled articles (e.g., jewellery, bicycles, and photography equipment)
Condo Insurance
A condo complex can consist of multiple owners and dwellings. Owning a condo may pose specific risks. Our underwriters have comprehensive policies which can be tailored to meet your needs.- Replacement cost coverage on contents
- Comprehensive or “all risk” coverage
- Various deductibles ranging from $500 to $10,000
- Earthquake coverage with deductibles ranging from 5% to 20% of your policy limit
- Sewer back-up and water escape coverage
- Personal liability ranging from $1,000,000 to $2,000,000
- Improvements and betterments coverage
- Loss assessment coverage
- Strata deductible assessment coverage
- Loss of use coverage
- Scheduled articles (e.g., jewellery, bicycles, and photography equipment)
Seasonal Residence
Northern British Columbia has some of the most beautiful recreational properties in the world. From lake-side cabins at Lakeelse Lake, to quaint cabins on Northbeach, every seasonal property should be insured.
We recognize that seasonal properties are diverse – some cabins have no power, heat, or water and some are million dollar homes; regardless of your situation, at Northern Savings Insurance Services, we can provide the coverage that fits your unique property.
