Member Card®

In your hometown or on the other side of the globe, you can access your account anytime with your Northern Savings Member Card® debit card, equipped with the latest Interac® Flash technology. Your Member Card enables you to pay for purchases directly from your Northern Savings account at stores, restaurants, and any other vendor that displays the Interac® Direct Payment Service Logo.

By using an Exchange Network® ATM you will not be charged additional service fees from either institution. If you're traveling out of town and want to ensure you don't pay needless fees for accessing another financial institution's ATM, download THE EXCHANGE® ATM locator app. Just visit iTunes, or Google Play from your smart phone and search for THE EXCHANGE ATM locator. Or visit the EXCHANGE website >


  • Withdrawals
  • Deposits (at Northern Savings' ATMs and other Canadian Credit Union ATMs)
  • Transfers
  • Balance inquiries
  • PIN changes
  • In-store purchases

How to Change Your PIN

Many credit union's allow you to change your Member Card PIN at their ATM machines; to find a location where you can change your PIN, visit THE EXCHANGE website, simply look for the following wording: "Offers PIN Changes."

How do I use Interac Flash?

  • When making a purchase in-store for less than $100, look for the Interac Flash logo on contactless terminals at check-out
  • When the terminal prompts you for payment, hold your card in front of the terminal
  • Wait for the approved message on the terminal
  • If not approved, you may need to enter your PIN to reset the tap feature

Lost or stolen debit card?

  • During regular business hours call: 1.800.330.9916 or email:
  • After hours support call: 1.888.277.1043