In your hometown or on the other side of the globe, you can access your account anytime at ATMs with your Northern Savings Member Card® debit card. Your MemberCard also enables you to pay for purchases directly from your Northern Savings account at stores, restaurants, and any other vendor that displays the Interac® Direct Payment Service Logo.

By using an Exchange Network® ATM you will not be charged additional service fees from either institution. If you're traveling out of town and want to ensure you don't pay needless fees for accessing another financial institution's ATM, download THE EXCHANGE® ATM locator app. Just visit iTunes, or Google Play from your smart phone and search for THE EXCHANGE ATM locator. Or visit the EXCHANGE website >

All Northern Savings Member Card holders will be recieving a new Member Card by March 2018. The new cards will feature Interac Flash technology - which allows you to pay for purchases $100 or less by tapping your card.


  • Withdrawals
  • Deposits (at Northern Savings ATMs and other Canadian Credit Union ATMs)
  • Transfers
  • Balance inquiries
  • PIN changes

How to Change Your PIN

Many credit union's allow you to change your Member Card PIN at their ATM machines; to find a location where you can change your PIN, visit THE EXCHANGE website, simply look for the following wording: "Offers PIN Changes."

Lost or stolen MEMBER CARD®?

During regular business hours call: 1.800.330.9916 or email:

After hours support call: 1.888.277.1043