Personal Loan Special

Take advantage of our limited time personal loan offer!

Whether you are looking to do home renovations, pay off high-rate debt, or reduce financial stress, enjoy a fully-protected personal loan with rates as low as 4.79%*.


  • 3 or 5 year fixed loan term
  • No pre-payment penalties
  • Weekly, bi-weekly, semi-monthly or monthly payment options


  • Personalized service
  • Local decision making
  • Competitive rates
  • Fixed payments you can rely on


Protecting your loan with insurance helps provide financial support in times of need. We offer:

  • Disability Insurance
  • Life Insurance
  • Critical Illness Insurance

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    Loan Payment:
    *The Annual Percentage Rate (APR) for a representative loan for $15,000 which includes single premium life and disability coverage, with interest compounded monthly, for a 36 month term, which will be repaid in 36 months with a payment of $482.62 which can be repaid at any time without penalty is 9.803%. Rates subject to change without notice. Certain conditions apply.

    In order to be eligible for the discount of 3% on the posted loan rate or 4.79%, the following conditions must be met:
    • One or more of the borrowers must purchase two creditor insurance protections of Life, Disability and Critical Illness coverage or;
    • Assign a Life, Disability and Critical Illness policy from another provider.
    1. The maximum personal loan amount that will be approved for the discounted rate is $15,000. The discounted rate is available on approved credit.
    2. Additional terms, conditions, fees, and charges may apply.
    3. Prepayment of an eligible loan will be permitted at any time without penalty.
    4. This offer may not be used to pay out, partially or in full, an existing loan or line of credit at Northern Savings Credit Union.
    5.  Any individual who is not currently a Member of Northern Savings must become a Member in order to apply for the 2020 Fully Protected Loan Offer.
    6. Rate approval is subject to enrolling in payment protection coverage and meeting our minimum credit underwriting requirements. APRs (Annual Percentage Rates) on uninsured loans vary and will depend on your credit profile.