Harvest Term Deposit

With a tiered interest rate that's 100% guaranteed and fully redeemable, the three-year Harvest Term Deposit is the perfect place to protect your savings this fall!


  • 3 year term
  • Minimum investment of $500
  • Minimum investment of $100 for youth 18 years and younger
  • Available Oct 1 - Dec 1, 2023


  • Can be registered (RRSP, TFSA, RRIF) or non-registered
  • Cashable at anytime without penalty
  • Funds stay and support local
  • Deposits are 100% guaranteed**
Harvest Term Deposit (3-Year Rate Riser) Rates
Year 1 3.00%
Year 2 4.00%
Year 3 6.00%
Weighted Average Interest Rate (WAIR) 4.33%

Need Investment Advice?

Our Financial Advisors can help! Our investment professionals, can provide you with access to a wide spectrum of investment products and assist you with developing your strategy. At Northern Savings, we provide professional financial planning services to all our members at no charge.

Meet our team >
*Rates are subject to change without notice. Weighted average interest rate is 4.33%. Available from October 1, 2023 to December 1, 2023.
**Deposits are 100% guaranteed. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia. Learn more >