Young Adult/Student

You have left high school behind, whatever you choose to do next, make sure you have the products and services you need to get you to where you want to go.

At Northern Savings, we know you, and we're here to help you get set for your NEXTSTEP.

Attending post-secondary school? Take advantage of these Northern Perks for students!

  • Monthly fee waived on Enhanced Chequing Account
  • Unlimited Interac® e-Transfers
  • Student Line of Credit at Prime +1%³
  • Low-rate Credit Card options
  • Bursaries
  • Plus - adult members can vote for our Board of Directors, or even run for a Board seat - helping shape our local co-operative!

Enhance Your Account

  • No monthly fee for students¹
  • Free e-Transfers and deposits
  • 50 included debits²
  • Optional Line of Credit

Keep It Simple

  • No annual fee
  • Zero liability fraud protection
  • Mobile device insurance
  • Low fixed interest rate of 12.99%
Credit Cards are available for members who are 19 or older, for those under 19, a supplementary card can be issued.


  • Travel Insurance
  • Tenants Insurance
  • Auto Insurance
  • Identity Theft Insurance

Pay For Expenses

  • Pay interest only while in school¹
  • 12-month grace period¹
  • Prime +1% for students¹

Crush Your Savings Goals

  • Tax Free Savings Accounts
  • RRSPs
  • Term Deposits

Plan Your

  • Investment recommendations
  • Understand and build credit
  • Gain financial independence
¹For students taking at least a 60% full-time course load at a post-secondary institution.

²A debit is a withdrawal from an account by any means including: in-branch, cheques, ATM, point-of-sale purchases (INTERAC®), bill payments, transfers, and pre-authorized debits. BC Credit Union ATMs and other Canadian ATMs on THE EXCHANGE® and ACCULINK® networks will not charge surcharge fees (other ATMs may charge fees).

³On approved credit. For students taking at least a 60% full-time course load at a post-secondary institution.