Long Term Care Insurance
Long-term care insurance covers the costs of health care during retirement which is not covered by government health insurance plans. Saving enough money or relying on family members to pay for your long-term health care can be unpractical, this is where long-term care insurance can help.
Long-term care services may include:
- Nursing care
- Rehabilitation and therapy
- Personal care (help with activities of daily living such as dressing, eating and bathing)
- Homemaking services (cleaning, laundry, preparing meals)