Pet Insurance

Help Protect Your Pets Against Unexpected Veterinary Costs

You care about providing the best care to your pets, as they are a cherished part of the family. Pet Insurance helps you prepare for unexpected veterinary costs if your cat or dog becomes injured or sick.

What’s included:

  • Accident, or Accident and Illness coverage
  • Optional FLEX Care plans for routine and wellness treatments available
  • Additional Benefits, such as advertising and rewards for lost pets
  • Alternative therapies
  • 24/7 access to Member's portal to submit claims, review plan details and update information
Flex Care program – For a little more each month, get help paying for routine, wellness, and even dental care. Available to add to Accident & Illness plans.
Your choice of deductible and reimbursement on Accident & Illness plans – customize a plan and a premium that works best for you and your pet.
Coverage for exam fees and taxes included which can represent significant portion of the bill.

Find The Right Coverage For Your Pets

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FAQs About Pet Insurance

What is pet insurance? Expand/Collapse

Pet insurance is coverage designed to provide pet owners with financial protection for veterinary care and various related medical costs. By helping you deal with unexpected costs, pet insurance puts you in a better position to make decisions about your pet’s medical care without putting cost first.

What does pet insurance typically cover? Expand/Collapse

Pet insurance covers treatment required due to unexpected accidents and injuries such as fractures, lacerations or swallowing foreign objects. Insurance plans that also include illness coverage will cover common ailments such as digestive issues, allergies, cancer and infections. These policies include the cost of the diagnostics and treatments associated with the eligible accidents or illnesses.

What isn’t covered by pet insurance? Expand/Collapse

Most pet insurance plans do not include coverage for routine, preventative or wellness treatments. Examples of excluded treatments include spaying and neutering, annual checkups, vaccinations, flea and tick control, heartworm medication, ear cleaning and microchipping or dental care. That why Pets Plus Us offers the option to add on Flex Care coverage to the Accident & Illness plan. It covers annual checkups, vaccinations and more.

What kinds of pets are covered? Expand/Collapse

Pets Plus Us offers pet insurance for all dog and cat breeds.

How much does pet insurance cost? Expand/Collapse

The premium for pet insurance depends on the type and amount of coverage you choose, the type of pet you have, and the cost of veterinary care in your area.

How old does my pet have to be before I can get it insured? Expand/Collapse

You can enrol your pet in a Pets Plus Us plan any time after they have reached eight weeks of age. There are no upper age limits for new enrolments with Pets Plus Us, though pets over a certain age are required to complete some Senior Requirements.
* Northern Savings Credit Union members receive a preferred rate of x% off.

All pet insurance plans have limitations and exclusions. Specific products, features, rates, and discounts may vary by province and territory, eligibility, and are subject to change. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. This advertisement is an outline only; policy terms and conditions 'User Guide' will prevail. For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides

© 2022 All rights reserved. Pets Plus Us Pet Insurance policies are underwritten by Northbridge General Insurance Corporation, distributed by PTZ Insurance Services Ltd. & Société d'Assurances Collectives (Sodaco) Inc. in Quebec. Sodaco is registered with Autorité des marches financiers as a property and casualty insurer (Reg#603622) https://lautorite.qc.ca/en/general-public/registers/register-insurers-deposit-institutions-and-trust-companies Pets Plus Us Pet Insurance is available in all provinces and territories. Pets Plus Us®, Pets Plus Us & Design and related words and logos are trademarks and the property of PTZ Insurance Services Ltd.