Water damage is not only dangerous it is expensive. The Canada Mortgage and Housing Corporation states that water damage occurs in 30,000 Canadian homes each year, and the cost of this damage adds up to more than $140 million dollars – talk about draining your wallet!

Water damage can occur in many ways including: overflow from a toilet, a sewer backing up, an appliance leak, a burst pipe, a leaky roof, a rain storm, or a natural disaster.
A minor drip can quickly turn into a big disaster, that’s why it is crucial to ensure you take the right steps to prevent damage.

What you can do

It is important to perform regular check-ups and maintenance to risky areas, some things to help minimize water damage risk are:

• Clean your eavestroughs yearly
• Ensure that your roof shingles are intact
• Never leave water appliances on and unattended
• Turn the water off to the fridge, dishwasher, water filtration system and any other water appliance when you are away from home for a period of days
• Where by-laws allow, install a sewer backup or backflow valve
• Use a rain barrel to catch water runoff
• Ensure proper grading around your home
• Remove or elevate valuables from basement floors
• Arrange to have someone check on your home if you are out of town
• Insulate pipes that are close to the outer walls of your home, to keep them from freezing in the winter
• Use water sensors, these can sound an alarm or automatically shut off water if needed

What we can do

At Northern Savings Insurance we know which insurance products can protect you and your home from water damage. We are familiar with our communities, understand the fine print on policies, and recognize potential issues. Have water questions? We can help. Call, email, or visit us anytime!