Residential Insurance

Protect the things you have worked hard for. Home insurance provides finanical protection for your home and personal property.

At Northern Savings Insurance, we are true insurance brokers, which means we will shop for your home insurance amongst our various companies to find you the best rates.

Our Coverage

  • Earthquake coverage with deductibles ranging from 5% to 15% of your policy limit
  • Sewer back-up and water escape coverage 
  • Personal liability ranging from $1,000,000 to $5,000,000
  • Loss of use coverage
  • Scheduled articles (e.g., jewellery, bicycles, and photography equipment)
  • Guaranteed replacement cost coverage on the dwelling building
  • Replacement cost coverage on contents
  • Comprehensive or “all risk” coverage
  • Various deductibles ranging from $200 to $10,000