Condo Insurance

A condo complex can consist of multiple owners and dwellings. Owning a condo may pose risks a regular homeowner may not have.

At Northern Savings Insurance Services, our underwriters understand condo insurance and have comprehensive policies which can be tailored to meet your needs.

Our Coverage

  • Replacement cost coverage on contents
  • Comprehensive or “all risk” coverage
  • Various deductibles ranging from $200 to $10,000
  • Earthquake coverage with deductibles ranging from 5% to 15% of your policy limit
  • Sewer back-up and water escape coverage
  • Personal liability ranging from $1,000,000 to $5,000,000
  • Improvements and betterments coverage
  • Loss assessment coverage
  • Strata deductible assessment coverage
  • Loss of use coverage
  • Scheduled articles (e.g., jewellery, bicycles, and photography equipment)